Risk Check

Risk Check is one of the checks that can be completed when you do ID Verification in Nojumi

As part of Risk Check, we check the following:

1. Email Risk - We check whether the user is using a high-risk email. This is done by checking if the email is deliverable, if the email uses a custom domain, if the email has a disposable domain, and whether the top-level domain looks suspicious.
2. Device Risk - We check whether your client opened their account from the same device and IP address as another client of yours.
3. Behaviour Risk - We check to see if we can detect suspicious user interactions, including those by a bot or fraud rings.
4. Identity abuse signals - We check to see if we can detect a stolen or synthetic identity.

Note that while Risk Check is not required by the Law Society of Ontario to complete ID Verification using the virtual verification with authentication method, Nojumi by default performs the Risk Check as part of the ID Verification process, regardless of the template you select.